Lynette Simmons Hoag

Serving Greater
Chicagoland

Call Now!
1-800-HOAGLAW
1-312-878-7000

Free
Consultation

Lynette Simmons Hoag

Call Now!
1-800-HOAGLAW
1-312-878-7000
or
Get Your Free and Confidential Case Review

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form, and there is no warranty that any information submitted through this form will be secure. Submission of this form does not obligate this office to respond.

Hoag Law Group, LLC, Attorneys & Lawyers, Chicago, IL

Home Owners Insurance Lawyer /
Home Owners Insurance Attorney

Homeowners Insurance Claims

Lynette Simmons Hoag - Attorney

When you secure a policy of insurance to protect your home and personal possessions, you expect to be covered by that policy when you sustain a loss. However, when an adjuster looks at your claim after you have sustained a loss due to theft, fire or water, s/he may make you less than a fair offer because you do not know the extent of your rights. The adjuster may even deny or only partially pay your claim without a conducting a proper investigation to place pressure on you to take less than you are entitled to because you are in a desperate situation.

Home Insurance Claim Denied?

If you are (or have been) required to submit a “sworn proof in loss”, appear for a sworn statement or examination under oath, produce documentation that is difficult or impossible to secure, your claim may be denied. Further, if you have been sent a “reservation of rights” letter, your claim is under investigation and at risk for a denial.

Home Insurance Attorney

Your rights are not only determined by your policy, but by the Illinois Insurance Code. Research shows that insured’s with attorneys recover more than those that are unrepresented.

Call Now!

Do not let an insurance company offer you less than the value of your claim or discourage you from retaining counsel. Do not wait until your claim is denied to call an attorney.